Call Today!

718.658.7200

Email!

info@massada.com



    Why is Homeowner Insurance Important?

    Posted on by admin

    home insurance

     

    Homeowner Insurance is based on risk assessment. Actuaries don’t care much about your charm. Actuaries care only about getting their numbers perfectly aligned. Homeowner insurance is a legal contract. It’s something that brings you closer to the balanced ownership of your home. If something happens to your home your coverage dictates how much you get back from your loss. Without homeowners insurance an accident can be the end of your ownership, especially if you’re no able to afford a rebuild monetarily or mentally. If you decide to purchase a home, spend the time to get your homeowners insurance tailored to you. It’s an investment for the long term. That’s why it’s important.

     

    Home replacement cost

    Your home replacement cost is based on personal risk assessment, assets and obviously property value. Most replacement cost plans range from $450.00-$1,300. Because of inflated costs and protection rights, many insurers have prompted limits on policies. A reasonable limit for a policy today is around 120% of your homes total value. Although, this differs among competition. It never hurts to shop around to see who can offer you a better figure and percent. Testing the market for replacement costs policies should be mandatory for homebuyers.

     

    Investigate special coverage’s and policies

    Special coverage’s can be accessed for additional costs if your area is subject to a number of factors. The leading factor in special coverage insurance is natural disasters. Areas prone to earthquakes, flooding or tornadoes are special coverage polices, for instance. Certain policies also carry perils which protect you in fires, theft, vandalism, and things like plumbing emergencies. Greatly consider the type of policy you need and investigate the included or not included perils.

     

    Protect your assets/business sense

    A number of homeowners don’t realize that partial or complete coverage of items used for business are insured. This includes computers and laptops and other devices that may be vital to your business. Insure them with homeowner insurance and lengthen the value of your electronic warranties.

     

     

    How to choose your home insurer

     

    There are three ways that people choose their home insurer.

    • Independent agents
    • Exclusive agents
    • Direct market type sales.

     

    Independent agents may represent several companies and can give you a number of quotes that allow you to investigate your options. Independent agents are good because they know multiple markets and can tell you about them if they’re deft in their profession.

     

    Exclusive agents represent the product of their insurance company. If you’ve done the majority of your research and you find that a certain company and their policies fit your needs, make an advance. Otherwise keep in mind that this is a one stop shop.

     

    Direct market sales are usually done on a digital platform through the internet or through a telephone. Over the phone, direct market sales are risky if you’re not of the keen ear and you don’t know exactly what you’re looking for. Direct market sales online require a lot of information to end up researched and in your hands.

     

    Whatever the result, find someone you can trust with your belongings. That means choose someone that is financially sound. All insurance companies have independent ratings done: the Standard and Poor’s, A.M. Best or Moody’s. Keep an eye out for illegal or unlicensed insurers or agents attempting to sell insurance and good luck

    Posted in Brooklyn Real Estate Agents, BROOKLYN, NEW YORK, Buying A House In Brooklyn, New Home Buyers, Queens New York, Queens Real Estate, Tips for Buying and Selling Homes | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

    What is Flood Insurance?

    Posted on by admin

    flood insurance

    According to FEMA, only 20% of Americans are covered by flood insurance. If you have a need for flood insurance in your area, you may want to listen up. Flood maps are changing, mortgages, individual home ownership and communities are being remapped. Whether you’re under private or national flood insurance flood insurance could play a major role in your life and your future move or relocation.

     

    What is considered flooding?

    The National Flood Insurance Program says that flooding is when two or more acres of normally dry land, or two or more properties (one must be yours) are taken with an overflow of inland water from a variety of sources. The cause of these floods matters greatly. Landslides, hurricanes, earthquakes or other disaster which influence flooding are some of the scenarios accounted for.

     

    How is flood insurance dictated?

    Flood insurance is dictated by the propensity an area has to flood. Adverse selection is opposed by most private insurers because federal government most often supplements a stratagem to deal with the occurrence. The federal government also can requires flood-prone areas to purchase flood insurance with a mortgage. This can hike home ownership prices dramatically as we will explain bellow.

     

    Where are we now?

    First of all, a hunk of home buyers feel that flood insurance is provided in homeowner insurance. This is not true. As of now, the National Flood Insurance Program is tens of billions of dollars in debt. In place now is a bill from 2012 that makes people in flood-prone areas pay more taxes for their personal coverage. The issue at hand is this. While the government began to transfer their debt directly to homeowners everywhere in taxation, FEMA came out with flood maps. Essentially these flood maps categorized the most “At Risk” areas and skyrocketed premiums for them. The new bill will spread the taxation to people in non-risk areas. Fair? That’s an issue.

     

    What does this mean?

    Depending on what is voted upon, these new flood maps will do a few different things. If the bill implemented then people will be allowed to build in areas where floods once consumed houses and still pay low premiums. If the plan is overturned premiums will rise steadily in those areas. (That’s a short-term solution.) Essentially it’s a large taxation issue and could wreck certain long-time owners in those particular areas.

     

    Wrap

    Wherever the vote goes, pay close attention. If you live in a flood state, or are planning on moving towards one seek out your map here and see what private and federal insurance is available. The costs may be so absorbent that you’d put moving there aside for good.

    Posted in Brooklyn Properties, Brooklyn Real Estate, Brooklyn Real Estate Agents, BROOKLYN, NEW YORK, New Home Buyers, Queens New York, Queens Real Estate, Tips for Buying and Selling Homes | Tagged , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

    How Does House Flipping Works?

    Posted on by admin

    House Flipping

    Because of a few reality shows involving house flipping, we decided to explain a little more about what goes into that kind of project. If you’re not familiar with house flipping let’s start with the promoting programs. These programs usually span half of an hour. In that episodic space, a purchase is made, a home is redone and hopefully sold. Sometimes the home doesn’t sell or it does with significant benefit or loss of money. If you were mulling over flipping a home let’s look a little deeper into what it requires before you bulk or sulk from the experience.

     

    Time

    Flipping a home is a full-time job. When your home was purchased, you weren’t waiting in the wings while the mortgage, insurance, taxes, agent and lawyer fees were negotiated and signed on. You were active and stressed. Moreover, flipping an eyesore home requires construction, painting and overall remodeling. Depending on the project this could take a long while, especially if you’re the sole laborer. That excludes the state of the housing market locally and nationally. Before you decide to flip a home, understand that a home is always an investment, some of them may turn quickly; some of them may take years. Out of an investment come gain, loss and breaking even. This requires time.

     

    Budgeting

    As noted above, budgeting for mortgage, insurance, taxes, agents and lawyer fees is important. But knowing these numbers through and through is imperative to successfully flipping a home. Expert home flippers say that 20% of your total home cost should be added to the final price. It’s always better to over an estimate. To better understand this percent, know exactly what it is made of. Plumbing, electrical, rodent and pest control as well as flooring and paint needs a monetary category. Then, certain sections of houses are more valuable when fixed as well, like bathrooms, backyards and kitchen counters. You need to know those sections to budget accurately.

     

    What kind of house are you flipping?

    The kind of house one flips is vital to knowing the outcome and direction of the project. There are three main categories of homes to flip these days. Those three are: new, fixer-upper and foreclosure. Each of these homes requires research. Ask yourself these basic questions: Why is the home able to be flipped? What does that say about the neighborhood? Is the economy in the sewer? Did the new highway move everyone out? Did Google move its office? All these factors contribute to when, how and how much you will get when you flip the home.

     

    Selling the flip

    When you finish your home, pray to god you can sell it. No. You should have done your research; you should know the market; you should know your gains and know what happened with your budget. Also, you should have documented the entire ordeal to show potential buyers the improvements that the home has that those in the neighborhoods should have. It also costs money to sell your home, remember? This should be incorporated into the budget, unless you’re not going to use an agent.

     

    Note:

    In the end we suggest that first time flippers only flip a home if they can pay two and a half mortgages. Hopefully you’d reviewed everything that goes into flipping a home before you commence as well.

    Posted in Brooklyn Houses For Sale, Brooklyn Properties, Brooklyn Real Estate, Brooklyn Real Estate Agents, BROOKLYN, NEW YORK, Buying A House In Brooklyn, Find Brookly House, New Home Buyers, Queens New York, Queens Real Estate, Sell Your Brooklyn House, Selling your Brooklyn Houses, Tips for Buying and Selling Homes | Tagged , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

    The Real Estate Market After Hurricane Sandy

    Posted on by admin

    NYC real estate post hurricane sandy

    Brooklyn/Queens

    When the Sandy water went down we held our hands up. Because of a dismal economy, a steady unemployment rate and a crisis in the housing market, nobody knew what was going to happen. Linking natural disaster and economic enmity can be a tricky reality. Post Sandy, we’re still trying to understand where we stand. Sometimes local scales are easier to negotiate than national ones. Taking a look at the real estate in Brooklyn and Queens at least gives us an interesting point of reference into what New York City is doing. Let’s take a look at each.

     

    2013 Brooklyn

    No question Brooklyn is the place to rent and buy, if you can. For a long while Manhattan properties have been recycled throughout the wealthy. So much so that even Harlem is quickly becoming one of the safer areas in New York City. This has pushed people out, specifically new homebuyers. In Brooklyn, dilapidated or otherwise burnt down buildings are being gutted and renewed. Entire neighborhoods are being swallowed by agencies who turn them quickly into rentals or homes. Now the market gap between Brooklyn and Manhattan is only $440.00 according to the Census Bureau.

     

    Neighborhoods like Bushwick have jumped 8.2%. Brooklyn as a whole has skyrocketed 11.2% and this was coupled with growing salaries, which means that people who would normally buy in Manhattan are buying in Brooklyn because they cannot find a place in Manhattan. Places further out in Brooklyn, like Sunset Park, for instance are crowding even faster. The home buyer can be confident that with a mutual market their neighborhoods will improve quickly. Even if they do buy in the scuzzy places, that neighborhood will flip and will become quite the investment.

     

    2013 Queens

    Last year, Queens reached astounding highs in price climbs. Investors pumped $1.36 billion into the borough. Neighborhoods like Astoria, Rego Park, Jackson Heights and Sunnyside saw significant investor attention. If one includes commercial as well as residential buildings, the total value increase booms to nearly 2.8 billion dollars. Like Brooklyn, this comes at a time when if one cannot rent or buy there, they move on to the other boroughs if they have money the money to do so. Queens stand the biggest to gain residents in the near future.

     

    Takeaway

    Last year nearly 50% of homes in the United States were bought with cash. That means that a majority of these buyers were buying for investment purposes. It’s difficult to say how many of these buyers (not many though) were family homeowners, but we do know that immediate profits can be seen in rental climbs. If anything was signifying the health of the market it’s that places are being bought. But the biggest question is this: Who is buying them? Don’t just say the rich.

    Posted in Brooklyn Homes For Sale, Brooklyn Houses For Sale, Brooklyn Properties, Brooklyn Real Estate, Brooklyn Real Estate Agents, BROOKLYN, NEW YORK, Buying A House In Brooklyn, Find Brookly House, Queens New York, Queens Real Estate | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

    Celebrities That Live In Brooklyn

    Posted on by admin

    celebs in bk

    Some of us may rather want to know where Wynton Marsalis or William Parker hang out, but that’s likely a select few. The rest of us focus on the big time stars and what they are doing… This usually includes where those special people are moving or living. So, here’s who lives in Brooklyn and how they contribute to the community there:

     

    Ed Westwick -Williamsburg

    Ed Westwick, is an English actor and musician. He’s known for his role in Gossip Girl, mainly. Who wouldn’t want to gossip about his luxurious lean back stance on his wikipedia page? His chest hair be tuftin’ out of a low cut blue Texas t-shirt!

     

    Anne Hathaway -Dumbo

    Many wonder what happened to the cool sex appeal of Anne Hathaway. Now she kind of reminds us that Hearts of Palm exist. Momentarily she seems to have maximized her shelf life in Brooklyn. In such realities, maybe she’s not cool enough for Brooklyn. The people speaking say she’s moving out.

     

    Lena Dunham -All over Brooklyn

    She’s a good television writer and everyone in Brooklyn watches her show Girls. Some say that on Tuesday mornings at 11:23 she’s lifted on a teal chesterfield and paraded through Brooklyn Heights. If she told people to eat armadillos they would, and afterwards they’d tie their faces to Hulk Hogan’s butt.

     

    Norah Jones -Cobble Hill

    Her real name is Geetali Norah Jones Shankar. Ten windows or seven windows, that crud was loud. Neighbors complained about all that construction. Who cares? She likes to eat and told all the world in Time Out. We like stars who like to eat. But, she’s got good tunes also. Keep it up Norah. Keep living in Brooklyn.

     

    Paul Giamatti – Brooklyn Heights

    Yo, Pauly, what’s with the merlot? He may have been asked this question more times the number of copulating pigs in Iowa.

     

    Nick Lachey – Park Slope

    Nick Lachey is a superstar. The Urban Dictionary sampled his talent here with a select few notables at the bottom of the page. Keep getting the original tattoos.

     

     

    Posted in Brooklyn Properties, BROOKLYN, NEW YORK | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

    Should You Remodel or Buy A New Home

    Posted on by admin

     to buy new or remodel

    Buy New or Remodel

    Deciding on whether to purchase new or renovate an existing home is a question for the ages. Home buyers are confused as to which is the better the investment, and rightfully so. The looming decision warrants hesitancy and indecision. Both these factors can lead to a poor choice. Taking your time with the process and learning more about what you face is essential to making your choice beneficial.

     

    Compare Cost and Square feet

    In home ownership there is a difference between what you want and what you need. One catches up with the other. If you feel you need a colossal up-size in space just make sure it truly fits your plans for the future. For instance, if you’re raising children then you may need somewhat of an upgrade. Otherwise, don’t purchase the equivalent of a small village like Allen Iverson and feel lost within your lack of means later. The equation is simple. It’s this: Price divided by square footage. Note, this doesn’t account for varied floor plans and materials otherwise. Whatever the number you get, hold on to it and think about if mathematically it’s responsible and reasonable for you. Proceed to the next step.

     

    Transaction/Move

    Transaction and moving costs can rack you up. When your home is being torn and frayed, and is not livable, where will you go? In these cases, people take cover with friends, relatives or hotel stays, but that can certainly add to the stresses one may find with the processes of remodeling. You’ve heard the saying, “there’s an app for that…” right? Well, to pull you in one way or another, the “Remodel or Move” app, might help you decide if the estimate supersedes the mental kill.

     

    Wrinkles

    The age of a home is a big factor in the remodeling or buying-new decision. The value of a home is determined also by its neighborhood. If your home is in a desirable market and needs remodeling, depending on the volume of the job, significant gains could be made. If your home is relatively new, it may not matter much where marked upgrades take place, if at all. Older and regal home (neighborhood) circumstances stand to breathe the most return. One thing is certain; however, improvements stand for something, and allow you to leverage a price that leans towards your favor.

     

    Economy/ Conclusion

    The economy plays an incredible factor in whether one decides to buy new or remodel. In effect, it’s about what you need as an investment to procure the sanctum of your home ownership needs. If you can buy up easily and improve your home investment, it’s in your best interest to do so. If you can work towards that goal and turn a similar, more reliable or better profit by remodeling do that. It depends on you, as always, to be informed of the process before you choose.

     

     

     

     

     

    Posted in BROOKLYN, NEW YORK, Buying A House In Brooklyn, Find Brookly House, New Home Buyers, Queens New York, Tips for Buying and Selling Homes, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

    Mistakes to Avoid When Buying A New Home

    Posted on by admin

    Home For Sale

    Many new home buyers are excited that their purchase of a new home feels somewhat kinetic. These are the next steps in life. Beyond that initial satisfaction that comes with moving forward, however, are the realities of home buying mistakes. That can decimate the joy of the experience and that of your finances as well. Avoid these mistakes by following some of these tips. Take a hold of the closing so that you’re in the right position that’s best for you and your family.

     

    Home Inspection Contingency

    HGTV isn’t for everyone. Intimating at some of the rather crafty shows where people deftly flip houses that have been run down. If this type of home buying isn’t your forte, you’ll not want to close on a home that has major defects in its inspection results. Home inspection contingency is necessary to place in any purchasing contract. That way you’re able to back out of a major trap if the situation arises.

     

    Staying Honest

    If for some reason you’ve been granted a loan you cannot reasonably pay off, it’s best to not see your purchase through. Hopes and dreams are something entirely different from math, reality and realty. In the end you don’t want your financing falling through leaving you in a world of financial hurt and turmoil. Not to mention the time wasted and not to mention the ability to get another loan afterwards as a result.

     

    Check Insurance Records

    Unless you’re an all-cash buyer, it’s difficult to buy an uninsurable home. If for some reason you’ve been able to do so, be fully-aware that this home, be it that a disaster happens, is completely lost. This mistake is the most crucial.

     

    The HUD-1 Form

    The HUD-1 form is essentially a closing sheet, or a settlement form. In many ways this is a bill/receipt of purchase for your property. It legitimizes all your incoming and outgoing transactions. Without this your finances are ambiguous. One should receive the form nearly 24 hours before the closing. The closing sheet really tells you how much you will be paying in total, hoping to be near the ideal 10% mark. This step is imperative to making the purchase of a home go smoothly. Get your HUD-1.

     

    Close, Close, Close Without Flaws

    Flaws temporarily can prevent the closing of your home. Or, the entire purchase could fall-through. Depending on the fault delay, you may have to pay the seller a penalty if such contract stipulates.

    Once you clear titles, befriend your closing agent and move through escrow with flying colors, you should be in the right place to enjoy your insured new home. This time is nothing but stress, and more so if mistakes are put in the mix. Try to stay above the mistake-sea- level and you’ll be in great positioning for the future. Finally, according to the U.S. Census Bureau, Americans move approximately twelve times in their lifetime. If you mess up once hopefully you won’t mess up again, but hopefully you won’t mess up at all after your research. Good luck on the close!

    Posted in Brooklyn Real Estate, Buying A House In Brooklyn, Find Brookly House, New Home Buyers, Tips for Buying and Selling Homes | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

    Homeowner Insurance

    Posted on by admin

    insurance

    Homeowner Insurance is based on risk assessment. Actuaries don’t care about your charm. Actuaries care only about getting their numbers perfectly aligned. Homeowner insurance is a legal contract. It’s something that brings you closer to a balanced ownership of your home. If something happens to your home your coverage dictates how much you get back from your loss. Without homeowners insurance an accident can be the end of your ownership, especially if you’re no able to afford a rebuild monetarily or mentally. If you decide to purchase a home, spend the time to get your homeowners insurance tailored to you. It’s an investment for the long term.

     

    Home replacement cost

     

    Your home replacement cost is again based on personal risk assessment, assets and obviously property value. Most replacement cost plans range from $450.00-$1,300. Because of inflated costs and protection rights, many insurers have prompted limits on policies. A reasonable limit for a policy today is around 120% of your homes total value. Although, this differs among competition. It never hearts to shop around to see who can offer you a better figure and percent. Testing the market for replacement costs policies should be mandatory for homebuyers.

    Investigate special coverages and policies

     

    Special coverages can be accessed for additional costs if your area is subject to a number of factors. The leading factor in special coverage insurance is natural disasters. Areas prone to earthquakes, flooding or tornadoes are special coverage polices, for instance. Certain policies also carry perils which protect you in fires, theft, vandalism, and things like plumbing emergencies. Really consider the type of policy you need and investigate the included or not included perils.

     

    Protect your assets/business sense

     

    A number of homeowners don’t realize that partial or complete coverage of items used for business are insured. This includes computers and laptops and other devices that may be vital to your business. Insure them with homeowner insurance and lengthen the value of your electronic warranties.

     

     

    How to choose your home insurer

     There are three ways that people choose their home insurer.

     

    • Independent agents
    • Exclusive agents
    • Direct market type sales.

     

    Independent agents may represent several companies and can give you a number of quotes that allow you to investigate your options. Independent agents are good because they know multiple markets and can tell you about them if they’re deft in their profession.

     

    Exclusive agents represent the product of their insurance company. If you’ve done the majority of your research and you find that a certain company and their policies fit your needs, make an advance. Otherwise keep in mind that this is a one stop shop.

     

    Direct market sales are usually done on a digital platform through the internet or through a telephone. Over the phone, direct market sales are risky if you’re not of the keen ear and you don’t know exactly what you’re looking for. Direct market sales online require a lot of information to end up researched and in your hands.

     

    Whatever the result, find someone you can trust with your belongings. That means choose someone that is financially sound. All insurance companies have independent ratings done: the Standard and Poor’s, A.M. Best or Moody’s. Keep an eye out for illegal or unlicensed insurers or agents attempting to sell insurance and good luck.

    Posted in Tips for Buying and Selling Homes | Tagged , , , , | Leave a comment

    2013 Housing Market

    Posted on by admin
     housing
    For the time being things look… ok. While applications for mortgage rates fell to a two-year low this month, better job growth is expected in 2014-2015. Americans are buying homes at a snail’s pace. That’s only 5.1 million this year. According to the New York Times, a moderately healthy job market sits at 5.5 million home purchases a year. The Realtors expect sales to remain lukewarm throughout 2015 and rise to a miserly 5.3 million.
    On the other hand, home prices in some areas of the country remain incredibly affordable. Which would mean that we are still very reliant on a struggling economy to turn itself around for any real rate of recovery to take place.
    What does this mean? Hopefully we’ve hit bedrock. If 5.1 is our low, that’s not a great but not a bad foundation to build new home growth upon. Certainly it’s a ways away from 5.5 million, but it seems to be a step in the right direction. If job growth rises so will the state of the housing market. If you’re thinking about moving soon, it’s best to negotiate prices in rural areas or suburbs that were fueled by inimical lending and absorbent inflation. If that kind of move is too drastic for you, sit tight and work to improve your economic situation. Two years of slow growth seems the pace to be.
    Here are a few areas around the country with affordable housing markets. According to Coldwell Banker you should check these prices, even if it’s just to make you smile at what seems to be dream numbers.
    Johnstown, Pennsylvania
    Average Listing Price $107,039
    Hillsdale, Michigan
    Average Listing Price $106,384
    Ashland, Wisconsin
    Average Listing Price $104,774
    Utica, New York
    Average Listing Price $103,877
    Kankakee, Illinois
    Average Listing Price $103,187
    Jonesboro, Georgia
    Average Listing Price $98,332
    Sioux City, Iowa
    Average Listing Price $97,969
    Cleveland, Ohio
    Average Listing Price $63,729
    It’s evident that the road signs point to the midwest, not to either of the coasts. With the average listing price in New york City and San Francisco nearing 1 million maybe it’s time to rethink where your next move will be. In any event, we will be there to help!
    Posted in Buying A House In Brooklyn, New Home Buyers | Tagged , , , , , | Leave a comment

    To rug or not to rug?

    Posted on by admin
     rug in new home
    It’s no question that rugs can add the touch you need to complete the design or functionality of a room. After buying a new home we may be faced with a questions if to rug or not.  For those who may be uncertain as to whether a rug will or will not do the trick for their home, here are a few things to consider:
    The advantages of rugs
    Insulators
    While fitting that rug into a room, keep in mind that rugs prevent heat and cold from radiating through floors. This may be something to consider if the rug is expansive and is placed in a room that takes significant cold or heat by being close to a residual source of temperature. Rugs can cut down on power bills for this reason. And that’s always nice! Rugs are also excellent sound insulators. Have someone who plays music in the family? Rugs absorb the energy of sound. Maybe rethink selling the tuba.
    Floor Protectors
    Rugs may be used to prevent scratches on flooring. Rugs can be used under tables, beds, desks, or anywhere they can fit and become the immediate ground surface for an object.
    Nice to the touch
    Getting out of bed in the morning can feel dismissible if your toes touchdown on a chilly floor. If you’re inclined to sensual touch you may want to consider putting a rug in the bathroom or at the place in which you exit the bed, or simply sit to read a book.
    Design
    Some rooms just need another element to lift them up. Ancient carpet weaving and the forthcoming designs exist for a reason. They can be absolutely beautiful and functional at the same time. A little rug may be the finishing touch you’re looking for. Today there a wide range of rugs to choose from. There’s likely one to fit any space you may have.
    The disadvantage of rugs
    Filth
    Rugs carry, hold, and sleep with dirt and germs. That doesn’t include accidental spills. If not cleaned regularly Rugs can get dismal. Rugs are also considered by puppies, kittens, or animals without household behavior…. Nobody wants that landing pad.
    Health
    While rugs may carry dirt, germs and possibly bugs, they can suitably conjure symptoms of respiratory disease such as asthma or harmful bacterias. If considering a rug, consult with your ability to maintain the cleanliness of the rug at all times.
    Expense
    Rugs can be costly to purchase, but they can also be costly to maintain. Rugs need to be cleaned and cleaned well; a majority of the time they need to be cleaned professionally, unless the owner knows the proper techniques to maintain the integrity of the rug. Keep an eye on the dollar signs and make sure that purchasing a rug is the right move for your lifestyle.
    Posted in Buying A House In Brooklyn | Tagged , , | Leave a comment